What floats your boat?

Getting out on the water in your boat, jet ski, or other watercraft is likely one of your favorite places to be. But owning a boat can increase liability risks (even when you’re on dry land.)

Let’s make sure your “financial boat” doesn’t sink should you hit any unforeseen crosswinds or rough water.

Does homeowner’s insurance cover your boat?

The fact is, homeowner’s policies usually place numerous restrictions on boat owners depending on the size, horsepower, and damage coverage you expect.

In other words, if you don’t carry a specific boat insurance policy, you are probably underinsured, which can make for troubled waters if you lose control of your craft, sustain damage or sink, or a guest causes an accident.

What boat insurance covers

The most important thing we cover are the things that are important to you. Typical coverages should include:

  • Personal liability
  • Boat
  • Motor
  • Trailer
  • Medical and physical damage perils
  • Salvage recovery

And we provide insurance for the following types of boats and personal watercraft:

  • Runabout
  • Mini Jet Boat
  • Sailboat
  • Pontoon
  • House Boat
  • Cabin Cruiser
  • Yacht
  • Bass Boat

Boat insurance spoken here

Despite being in the desert, we know boats and boat insurance, which reduces the cost but gives you the exact same high-quality coverage. If you have a small boat or a yacht kept at the coast we can help.

The Reynolds & Rodar Difference

You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for …

… While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you. So if you’re at all concerned for your financial well being, you should investigate what you are offered carefully, and consider a relationship with a reliable guide.

There’s no such thing as a one-size-fits-all insurance policy.

We’re your neighbors. We protect people we know and care about in Santa Fe, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.

Complete the quote request forms on this page and let the professionals at Reynolds & Rodar Insurance Group Inc. help you protect your investment and lifestyle.