Workers Compensation is a required coverage in New Mexico for most employers.

When a worker suffers an injury, workers compensation coverage provides your employees with protection they need, and provides you with peace of mind that your productivity won’t be unnecessarily delayed.

We provide expert assistance and superior claims management, resulting in fewer days out of work for your employees and a significantly lower cost of risk for your business.

Workers’ compensation insurance is mandatory for business in New Mexico who have 3 or more employees including owners. Even if you aren’t legally required to have a policy, you are still liable for employee injuries.

Workers Compensation Specialists

Workers’ Compensation is like an airbag for your business. When trouble strikes, it deploys to help your employee get back to work as fast as possible, minimizing the damage to your business.

Imagine having to pay out of pocket for an employee injury who can never return to work.

Workers’ comp insurance may also protect you from being sued by employees for workplace conditions, which a court finds your company liable in causing an injury or illness to your employees.

Workers’ Comp Insurance Basics

Since workers’ comp insurance typically only covers injuries or illnesses when they occur as a result of duties performed on the job or while at work, the scope of the coverage of the policy is limited to duties performed by employees.

Workers’ Compensation Insurance may cover:

  • Medical bills for employees hurt or sickened at work.
  • Ongoing care, including rehabilitation.
  • Wages missed while recovering (often partial).
  • Employee lawsuits over injuries (through Employer’s Liability Insurance).

Business Consulting services

We are pleased to help provide our clients with a number of services that will save them thousands in fees and costs, including help with:

  • Maintaining a safety handbook
  • Controlling your experience modification factor through proactive claims management
  • Drug testing
  • Background checks
  • Employee skills Caliper Assessments
  • Answers to important legal questions
  • Pre-employment physicals

Why you can trust Reynolds & Rodar Insurance

We are the only agency in New Mexico to offer a vast suite of business consulting services to business owners, to help manage the risks that come with territory. Is your workers compensation agency working for you?

Reynolds & Rodar Insurance Group Inc. is the oldest insurance agency in New Mexico— 130 years. We have the knowledge, experience, and commitment to service that you can trust. Call our Santa Fe, New Mexico office today at  505-983-4353 to speak with an agent. Or, take a minute to fill out our easy online quote form.