Even if your vehicles are not the primary way your business makes money, they could end up becoming the primary way your company loses money. Without a great business auto insurance policy you may be overpay and still be left underinsured.
Business auto insurance in New Mexico is different than personal vehicle insurance. In many cases, not only are there multiple vehicles to cover, but also the liability from accidents or claims that will extend to your business as a whole.
Making sure your coverage levels for your commercial auto insurance are high enough to protect your business (not to mention you personally) from claims—even those which are unwarranted—can ensure you avoid a devastating change of luck.
What should my business auto policy cover?
Santa Fe commercial auto insurance can provide coverage for all of these risks:
- Comprehensive and Collision
- Emergency Roadside Assistance
- Medical Payments
- Loss of earnings
- Uninsured Motor Vehicle
Why do I need comprehensive coverage?
Business owners surrounding Santa Fe are taking notes on how to make a purchase more convenient for customers. Employees of our local businesses often drive to and from clients, or vendors, on daily deliveries, irregular duties, or errands as requested.
While this may help keep sales on the rise, when your employee uses a vehicle for business purposes, their personal auto policy coverage will not protect your business in the event of an accident, property damage, or fatality caused by one of your employees.
This is a serious distinction many business owners either don’t know, or try not to think about. But it is a fact that can cost you your entire business in a single moment.
What to expect from Reynolds & Rodar Insurance Group Inc.
A commercial auto policy, also known as business auto, is purchased and set in place to protect the business assets and the owner if a claim were to arise during business related travel. At Reynolds & Rodar Insurance Group Inc. you’ll speak with an experienced agent whose main goal is to design a policy fit to your particular business needs.
Whether the driving of the vehicle is for the occasional run, a possible new venture, or a daily necessity, Reynolds & Rodar Insurance Group Inc. is here to make sure coverage is applicable and answer any questions you may have.
The only question you really need to answer:
Can you afford to expose your income, your personal property, and your employees to this high level of risk? If the answer is “no” then Reynolds & Rodar Insurance Group Inc. can help.
The Reynolds & Rodar Insurance Group Difference
You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for …
While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.
There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.
We’re your neighbors. We protect people we know and care about in New Mexico, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.
Complete the quote request form on this page and let the professionals at Reynolds & Rodar Insurance Group Inc. help you run your business fleet.